Online Money transaction – nightmare R

I was reading through this blog post, which is nicely written by Tanvir. He represents a very nice idea.

Here I am going to represent my idea, based on my experience on online presence and web based application development. This article will more on graphical presentation rather writing the textual content, more over I am not good in writing.

My overall plan is shown in the following picture.

my proposed Online Transaction Model

From the left corner:

1. online users, who wants to buy stuffs (user)
2. the service providers who want to sell their stuffs (merchant)
3. a service bridge between 3^rd party online transaction service provider and merchant
4. online transaction service provider
5. relation with 3^rd party insurance and mortgage company
6. common protocol to connect with local banks

Interaction among the user, merchant and service domains:

Let’s think a user “Miss. nai”, who is interested to buy a book “abc” from “boi-mela.com”. now let’s imagine the interactions among the services.

Interaction among the services (1st party, 2nd party and 3rd party)

1. user > boi-meal.com: “I wanna buy ‘abc’ book”
2. boi-meal.com > user: “give me your secret code”
3. boi-meal.com > OTS: “she wanna buy some stuffs…” [send secret code to OTS]
4. OTS > boi-meal.com: “you can trust, she has an account with me”
5. boi-meal.com > OTS: “can she transfer 300 tk. To my account?”
6. OTS > boi-meal.com: “sure she has sufficient balance, cheers!!”
7. boi-meal.com > user: “can you give your identification code, which was given after your previous transaction?”
8. user > boi-meal.com: “Ohh, yea, here is it… ****”
9. boi-meal.com > OTS: “can you please transfer 300 tk. Here is her unique identification code”
10. OTS < boi-meal.com: “Wow!!, that’s valid, you got her balance now”
11. OTS < boi-meal.com: “Anyway, let her know about her, new transaction id and identification code”
12. user < boi-meal.com: “Yahoo!!, transaction done, thank you for your patient”

More depth view of “Online Transaction Service”

OTS in depth

1. merchant & user detection
   verify whether user request is coming from valid and trusted merchant. Also verify whether user, who wants to buy stuff, is already subscribed with “Online Transaction Service”.
   
   
2. ensure escort money from user account
   when transaction has began, OTS will escort few balance from user account. To ensure perfect transaction between merchant and user.
   
   
3. alternatively, ensure insurance for each transaction
   OTS can hook up with 3^rd party insurance company, which company will ensure insurance for each and every transactions. In this case OTS has to buy insurance policy. It will affect merchant, they have to pay few additional service charge. But no impact for end user.
   
   
4. validate user account or balance
   verify user presence over ”Common protocol”, where Common Protocol will communicate with all local (subscribed) banks or Credit Card authority through comprehensive web service.
   
   
5. notify Account transfer
   local (subscribed) banks or CC authority will notify status of account transfer through ”Common protocol”.
   
   
6. receive balance transfer confirmation from user bank
   user has to confirm their balance transfer, hereafter successful transaction, a new identification code will be generated, which can be used for single transaction.
   
   
7. receive balance transfer confirmation from merchant bank

thats all for tonight, hope later i will add more stuff

Escenic - “MyArticles” R

On our daily activities we have to manage a lot of articles. Most often articles are managed over user own computer. Obviously google doc (old writely) is doing excellent job. Google doc or these kinds of services are managing online documents.

But what do you think about Escenic?
Escenic is known as Content Management System. Many popular Nordic, UK and USA newspapers are publishing on Escenic Engine. Millions of articles, millions of multimedia objects and many user profiles are managed over strongly backed java based Escenic Content Engine.

Let’s think about an escenic publication where user manages own created articles. User has option to use Escenic web studio or Content Studio to manage own articles.
Let’s imagine we have developed a highly optimized AjAX based web interface where we are providing escenic backed article management and publishing system.

What does article mean?

1. A container of textual content
2. multimedia contents (i.e. Flash content)
3. pictorial contents
4. audio and video contents

escenic is born to maintain these kind of stuff. More over escenic has proved its own strength over year and year.

What does publishing mean?
User can publish own article on any 3rd party services. Let’s think you have a blog site. You want to publish one of your articles which is kept in “MyArticles” service. See how easily we can manage this stuff:

1. Just select your article from escenic web panel
2. Select publish to “my blog” service.

Exactly same way you can publish, podcast, video blog and so on.

How about busy journalist?
Let’s think about a journalist, who engages himself with lot of news services and blog site. How can we simplify his daily life? Obviously “MyArticles” can become a big hug.

What would be the features of “MyArticles” service?
1. Common platform for publishing article on many different services
a. Newspaper
b. Blog service
c. Picture, Video and Audio blog
2. A common platform and an API will be introduced to integrate new service
3. many more…

Food for think

How to automate the traditional Cow supply process R

How to automate the traditional Cow supply process

Year 2007 is really different, we kick started our 2007 with a lot of funs. We got 2 different festivals with in same day. It is bit different, isn’t it?? .

Year 2006, I wasn’t thinking much about my daily responsibilities & life. I was bit robot. No pain was on my skin. But the end of 2006 fall me in really a lot of thinking. I am bit confused whether I have to participate in social activities or I can ignore them or I should ignore them.

Our family was too busy since last 2 days, lot of family stuffs. My family was taking a lot of preparation for EiD festival. I am bit dull and bore guy, who never care about any family and social culture. But recently I really got a depth feeling whether I should keep me involve with all those social stuffs or I have to become an alien.

Become an alien is bit easy task, just hide yourself from all buzz and fuzz… no need to involve in anything. Just keep your butt stick with bed or chair. It is not bad at all. But I started believing, it is not really a human is being created for.

I am planning to involve myself with all social and family stuff from this year on, but I have to fix few social problems too. I am personally not like those people who accept everything from the first understanding. I like to find out the logic or relation with real benefit.

So today, when I was coming after EiD – ul – azha prayer, I found two of mine Dula bhais. They both are teachers of a respective school and a university. I knew these two guys since my child hood.

We were discussing on various topics, suddenly I an idea poped up on my head, it was about how we can simplify our traditional & cultural activities. Let’s think about EiD festivals.

During EiD –ul- azha we usually buy Cow. I know they are experienced guy, so my question wasn’t wondering for them rather they enjoyed and wanted to introduce few services. Here I want to share few services that I am planning for Next generation.

Here is our traditional way of cow supply:

traditional cow supply process

Figure 1: Traditional Cow Supply chain

Traditional way of cow supply chain collects cow from the following sources:

1. Cow firm
2. International cow (basically Indian cow)
3. Individual cow supplier

1. Cow firm

Cow firm is usually a big place, where many cows are maintained and built. In our country we have insufficient cow firm. Most of the time we have to depend on International cow firms (Mostly India).

Because of insufficient local cow supply, our cow market is imbalanced and most often fake crisis is intentionally raised to pop up the market value.

2. International cow

Most of the EiD festival we have to wait for international cow firm. Our cow related business is totally misleading by few international cow agents. Intentionally fake crisis are recurring most often. International cow are nice looking, too long and too nice to show off. But meat is not exactly comparable with locally managed cow. Anyway International cows are really affecting our local business.

3. Individual cow supplier

Individual cow suppliers are individual cow firm holder or those people who wants to sale their domestic cow. Most often these cows are bit aged and suffers from nutrition and lot of physical problems.

Interceptor

Most of the third party agents act as an Interceptor. They intercept with in every supply processes. Usually they purchase from the individual agent or big firm or international agent. And create various fake crises to rise up price level.

How to resolve such problem

I can’t suggest any solution rather I can show up my idea; I am warning everyone “I AM NOT EXPERT ON THIS SUPPLY PROCESS”. Most of my information is based on my imagination. Any correction is mostly appreciated.

proposed cow supply process

Figure 2: My Proposed Supply process

Managed processes:

1. Quality assurance team
2. Data center
3. Media
4. Customer

Before explaining these stuffs, I want to remind about few basic cow selection process. As far I know a good cow is measured by following statement

Good Cow = Weight + Figure Dimension + Age + Color (* optional)

1. Quality assurance

So far I have heard and understood. No cow is verified by any quality assurance team. All cows are verified by local agent or global agent, where quality doesn’t mean quality for human. Most common complain about cow is cow are not properly maintained.

No way cow are passing through quality assurance process.

We would be highly dependent on quality assurance process. Each and every cow has to pass on every quality assurance test.

2. Data center

After completion of quality test, all cows will be locked up in our own haat. Our data center will hold profile of each and every cow.

Generally speaking, after locking up all cows, we will take the responsibility of maintaining all cow shit!!! .. no third party cow firm won’t be used. Rather our quality team and doctor will take care of each and every cow.

Data center is huge archive of cow profiles which is linked up with different business services.

3. Media

We won’t mind to appreciate any creative media. Media layer is our distribution channel. We would love to distribute our cows over online (web application), TV Show, Radio program & News paper classified advertisement.

We would love to enable our end user to build up an online community where cow firms, individual agent and so on are rated by customer himself. Our cow’s price won’t vary on location of haat or firm or country. It will vary on measurement standard.

Good Cow = Weight + Figure Dimension + Age + Color (* optional)

That’s all for today …. Holly Cow Shit!!! Write up…

I would love to see a painless cow haat over modern media.

Best regards,
— nhm tanveer hossain khan (hasan)

Cow taken from -
http://www.cs.princeton.edu/gfx/proj/sugcon/models/cow.png

Résumé in Web 2.0 way …. R

I have made a presentation to demonstrate, how people can use web 2.0 concepts on  a silly stuff like personal Résumé….

Download “Résumé in web 2.0 way” Presentation…

I will be pleased if people get it interesting… best wishes…

New resume, with new idea.. Skill cloud, Interest Cloud etc.. R

My new resume uploaded, few ideas are added, How does it look like to other peple? , Thanks to emran bhai (for editing my english construction)
Download Hasan’s Resume

Skill Cloud:

Interest cloud: